99Bitcoins
Crypto · Tech education · Blockchain
Bitcoin education for beginners
YouTube
Tutorials · Affiliate · Sponsored content
The Commercial OS
Make every business relationship programmable.
Provvy coordinates the people, agreements and money behind your business — from handshake to settlement.
Find the people your business needs.
Discover creators, KOLs, affiliates, partners, promoters and other people who help your business grow.
- Unclaimed
- Unclaimed
Amigoscode
Developer tools · Tech education · Software
Backend & Java engineering education
YouTube
Tutorials · Sponsored content · Affiliate
- Unclaimed
Bankless
Web3 · DeFi · Crypto
Ethereum & on-chain media
YouTube · X
KOL · Sponsored content · Tutorials
- Unclaimed
CodeWithHarry
Tech education · Developer tools · Software
Programming education (Hindi & English)
YouTube
Tutorials · Sponsored content · UGC
- Unclaimed
DeFi Dad
DeFi · Web3 · Crypto
DeFi education & commentary
YouTube · X
KOL · Sponsored content · Tutorials
- Unclaimed
Andreas M. Antonopoulos
Crypto · Blockchain · Tech education
Bitcoin & open blockchain education
YouTube · X
Tutorials · KOL · Developer advocacy
Start with someone you find. Or someone you already know.
Find someone
Discover through Provvy.
Discover creators, partners and other commercial relationships through Provvy.
- Discover
- Make an offer
- Relationship created
- Coordinate
- Pay
Bring a relationship
Already working with someone? Bring the relationship into Provvy.
Paste an email, WhatsApp conversation, contract, LOI or agreement. Provvy turns it into a structured commercial relationship.
- Paste
- Extract
- Review
- Invite
- Coordinate
From handshake to settlement
One relationship. One workflow.
The same work usually splits across DMs, email, contracts, spreadsheets, invoicing, payment providers, accounting software. Provvy keeps the commercial relationship together.
- DMs
- contracts
- spreadsheets
- invoicing
- payment providers
- accounting software
01
Discover
Find the creator, partner, promoter, agency or supplier.
02
Agree
Capture what everyone agreed to.
03
Execute
Track what each party needs to do.
04
Settle
Calculate invoices, commissions, splits and payouts.
05
Learn
Provvy understands what happened and recommends what should happen next.
Example
A commercial relationship, in one place.
Jonah Ellis
Creator relationship
$4,500 campaign · 10% affiliate
Agreement
- 3 UGC videos
- Launch date
- 14-day payment terms
Obligations
- Brief sent
- Video 1
- Video 2
- Video 3
Money
- Creator fee
- $4,500
- Affiliate earnings
- $840
- Paid
- $0
- Outstanding
- $5,340
Activity
- Contract
- Conversation
- Content approval
- Invoice
- Payment
Provvy Intelligence
Jonah's third deliverable is due Friday. Affiliate sales have generated $840 that has not yet been included in the payout.
Prepare payoutProvvy Intelligence
Provvy understands what should happen next.
Your business has data. Provvy helps you act on it — across the people, agreements, obligations and money in each relationship.
Create
Create invoices and agreements from conversation.
Create an invoice for Sarah for $4,500.
Understand
Extract what's buried in agreements.
Identify parties, payment terms, revenue shares and commercial obligations.
Recommend
Identify opportunities, risks and next actions.
A deliverable is due Friday, and affiliate earnings are not in the payout yet.
Act
Turn intelligence into action.
If a customer consistently pays late, Provvy can surface an opportunity to offer an early-payment incentive.
Discovery is public.
Anyone can find people and explore how money can move.
Intelligence is personalised.
Agreements, obligations and payment history let Provvy recommend what should happen next.
Execution is authorised.
Provvy never silently takes control. You decide what Provvy can recommend, approve and coordinate.
How Provvy gets sharper
The more Provvy knows, the smarter its recommendations become.
People, agreements, obligations, transactions and performance give Provvy more context. Recommendations get sharper. You still decide what to authorise.
Public
Who can you work with?
Anyone can browse people and see how a relationship is structured.
Context
What was agreed?
Provvy reads the people, deliverables, dates and payment terms in the relationship.
Personal
What does Provvy know about this business?
Agreements, obligations, invoices and payment history change the recommendation.
Advisor
What should happen next?
Recommendations stay explainable. You decide what to authorise.
Coordination
You approve. Provvy coordinates what follows.
The progression is recommend → authorise → coordinate, on your rules.
You stay in the driver's seat
Provvy never silently takes control of money. Discovery is public. Intelligence is personalised. Execution is authorised.
- Provvy understands.
- Provvy recommends.
- Provvy explains why.
- You decide what to authorise.
- Provvy coordinates what you approved.
Accounting records what happened.
Provvy coordinates what's happening now.
Stripe moves money. Wise and Airwallex provide payment infrastructure. Xero records accounting. Wallets provide Web3 infrastructure. Provvy sits above the systems you already use and coordinates the workflow between them.
Provvy doesn't replace your stack. It connects the commercial context between it.
One intelligence layer
Your existing payment infrastructure.Connected by Provvy.
Stripe moves money. Wise and Airwallex provide payment infrastructure. Xero records accounting. Wallets provide Web3 infrastructure. Provvy sits above the systems you already use — connecting people, agreements and money so you can decide what should happen next.
Creators · Promoters · Referral partners · Suppliers · Customers
See all integrations
Provvy
Commercial Intelligence + Coordination
Understand → Recommend → Coordinate
Built to work across the infrastructure your business already uses.
Payment rails · Wallets · Financial infrastructure · Accounting
Building a marketplace?
Don't build the commercial plumbing from scratch.
Provvy provides the infrastructure to turn marketplace transactions into programmable commercial relationships — including agreements, obligations, revenue sharing, settlement and accounting.
Your marketplace
Your own UI, discovery and user experience
Provvy commercial infrastructure
- Agreements
- Obligations
- Revenue sharing
- Participant earnings
- Invoices
- Settlement
- Accounting
Payment + accounting rails
Stripe · Wise · Airwallex · Xero · Bank transfer · Wallets
A Provvy capability
When money needs to move, Provvy finds the best way.
Compare payment routes, understand the trade-offs, monitor changes in payment infrastructure and get recommendations based on your business context.
The Skyscanner for payments.
Every payment has a best route.
Compare routesTell Provvy what you're paying
What are you paying, which routes exist, and which one makes the most sense right now?
Payment methods pulse
Australia → Indonesia
Payment intelligence · snapshot 8 Jul 2026
What changed
For this corridor
Australia published a shared vision for account-to-account payments.
Reserve Bank of Australia · 8 Jul 2026
Business impact
Domestic bank-transfer and instant-payment options may become richer and more competitive as the roadmap is defined — relevant when an Australian business pays locally or funds a cross-border transfer.
These are public announcements Provvy is interpreting — not live quotes, live FX, or a live payment network.
Provvy's payment method watchlist
10 payment methods Provvy is watching today
Payment intelligence · snapshot 8 Jul 2026
↑ Rising in attention · ↓ Easing in attention · → Steady
- 01
SWIFT
Bank transfer · Cross-border infrastructure
A retail framework is changing the economics and predictability of international transfers on participating corridors.
Rising in attention
Retail payments framework rolling out in 2026.
- 02
Wise
International transfer · Cost / FX
Pricing and corridor availability remain important for SME cross-border payments.
Steady
- 03
Airwallex
Business payments · Business infrastructure
Strong relevance for businesses managing multiple currencies and suppliers.
Rising in attention
Business multi-currency payouts remain a watched alternative to correspondent banking.
- 04
NPP / A2A
Instant payment · Domestic rail choice
Australia’s account-to-account vision and regulation review could change how domestic transfers compete with cards.
Rising in attention
A2A vision published; regulatory review underway.
- 05
Visa
Card network · Acceptance / collections
Still the default collection rail when the other party needs to pay from a card or wallet.
Steady
- 06
Mastercard
Card network · Acceptance / collections
Card-network competition and merchant choice are explicitly in the RBA review.
Easing in attention
Regulatory attention on card vs A2A competition in Australia.
- 07
Digital-dollar
Digital settlement · Settlement alternatives
Institutional tests are progressing. Compatible accounts are still required, and this is not a live retail quote.
Rising in attention
Wholesale real-value settlement tests in 2026.
- 08
Stripe
Payment link · Collections
Useful when the other party should pay without sharing bank details — usually at higher acceptance cost.
Steady
- 09
OFX
FX transfer · FX
Specialist FX remains a watched option for larger or recurring cross-border payouts.
Steady
- 10
PayPal
Digital wallet · Familiar checkout
Still a low-friction way for some counterparties to pay, with typical wallet and FX tradeoffs.
Steady
PAYMENT INTELLIGENCE
Payment Intelligence, in your inbox
Payment methods change. Providers launch new routes. Regulations move. Backup options appear.
Get the developments that matter for moving money — and what they mean for your business.
- Payment method updates — new corridors, capabilities and availability
- Routes to consider — alternative or backup options worth knowing about
- Regulatory changes — developments that could affect how businesses pay or get paid
- Business impact — what changed, why it matters and what you might want to do
One commercial engine. Every kind of relationship.
Find or bring them in, agree, coordinate, track and pay. The category changes. The relationship does not.
Creators
Find a creator, agree the deliverables, track the work and pay the fee.
Find or bring in → agree → coordinate → track → pay
OpenPartners
Bring an existing partner in, capture the terms and coordinate what each side owes.
Find or bring in → agree → coordinate → track → pay
OpenPromoters
Find people who bring guests, agree the split and settle after the event.
Find or bring in → agree → coordinate → track → pay
OpenAgencies
Paste the agreement, review the obligations and keep the work in one place.
Find or bring in → agree → coordinate → track → pay
OpenContractors
Turn a brief into deliverables, dates and the amount still outstanding.
Find or bring in → agree → coordinate → track → pay
OpenCommunities
Coordinate founders, members and the commercial terms between them.
Find or bring in → agree → coordinate → track → pay
OpenReferrers
Track who introduced the customer, the commission and when it is paid.
Find or bring in → agree → coordinate → track → pay
OpenSalespeople
Agree the deal, track the activity and settle what they are owed.
Find or bring in → agree → coordinate → track → pay
Open
One relationship can become many.
A creator introduces an agency. A partner introduces a customer. Provvy grows from the relationships you already have.
Creator → Agency → Brand
Partner → Referral → Customer
Promoter → Venue → Guest
Community → Founder → Customer
Supported by the ecosystem
Built with support from leading technology, payments and startup ecosystems.
- AWS for Startups
- HSBC Payments
- Atlassian
- Y Combinator Network
100+ registered users · $30K+ payment volume coordinated
Pricing
Start with Provvy.
Create, get paid and run your commercial workflows — with intelligence built in.
No credit card required.
Professional
30-day trial$49/month
For businesses coordinating customers, partners, suppliers, creators and commercial relationships.
- Unlimited agreements
- Payment Links
- Referral Management
- Xero
- Automated settlement tracking
- Provvy Intelligence100 Intelligence credits / month
Growth
$149/month
For teams running multiple projects simultaneously.
- Multi-user workspaces
- Approval workflows
- Advanced reporting
- White-label documents
- Priority support
- Provvy Intelligence500 Intelligence credits / month 5× more Intelligence
Enterprise
Contact Sales
For hospitality groups, franchises and complex commercial ecosystems.
- Multiple organisations
- API
- Custom settlement workflows
- Dedicated onboarding
- Custom implementation
- Enterprise support
- Provvy IntelligenceCustom Intelligence capacity
How Intelligence credits work
Every Provvy plan includes a monthly allocation of Provvy Intelligence. Credits are used when Provvy performs AI-powered work on your behalf.
Create an invoice from text1 credit
Create an invoice from voice2 credits
Extract an agreement5 credits
Structure an agreement5 credits
Ask Provvy for payment advice2 credits
Analyse connected systems5 credits
Generate commercial insight5 credits
Complex multi-system analysis10 credits
Intelligence usage varies by task. Plans include a monthly allocation, with additional capacity available as your needs grow.
Your business runs on relationships.
Give them an operating system.
Find the people you work with, structure the deal, coordinate the work and settle the money — all in one place.